How it works
Not a service you sign up for. You see your own doctor, they prescribe, and your pharmacy fills it under your insurance. What you pay is a copay set by your plan rather than a price set by a company.
What you get
- FDA-approved brand medication
- Your own doctor, who already knows your history
- Your usual pharmacy
- A copay set by your plan rather than a subscription price
What to check before signing up
- Coverage for weight management specifically is inconsistent between plans and excluded outright by many. Coverage for type 2 diabetes is far more common and is a different question.
- Prior authorisation is usual and can take weeks. Many plans require documented attempts at other approaches first.
- Formularies change annually. Coverage you have this year is not guaranteed next year.
- Medicare is barred by statute from covering drugs used for weight loss, although Part D plans may cover semaglutide for cardiovascular risk reduction in people with established cardiovascular disease, which is a different indication.
- If you are declined, ask your prescriber's office about appealing. Some practices do this routinely and it changes approval rates materially.
Best for
Anyone who has not yet found out whether their plan covers this. Asking costs nothing and it is the cheapest outcome available.
Our take
Not a product, and the reason it still heads this list. Covered brand medication at a copay beats every cash route here by an order of magnitude, and we earn nothing from telling you so. The catch is predictability: your plan decides, not you, and the answer varies by employer, by state and by year.
Sources
Pricing on this page is taken from the provider's own advertised rates and has not been independently verified.